ISO Ratings for Cuatro Villas Area


The information below comes from  the Santa Fe County Volunteer Fire District. If you have further questions you can call them at the Santa Fe County Fire Prevention Office at 505-992-6523.

What is an Insurance Service Organization (ISO) Rating

ISO collects information (such as nearest water supply, fire station, station staffing, number of personnel, number and type of fire trucks, pumping capacity, emergency communications, community risk reduction, etc.) on municipal fire-protection efforts in communities throughout the United States. Based on the information, a numerical rating (Public Protection Classification –PPC) is given to the area which is used by insurance companies to determine fire insurance premiums.

When a district has a split classification, such as 5/9, the first number is the class that applies to
properties within 5 road miles of the responding fire station and 1,000 feet of a creditable
water supply (fire hydrant, suction point, or dry hydrant). The second number is the class that applies to properties within 5 road miles of a fire station but beyond 1,000 feet of a credible water supply.

New Classifications

There are two new classifications that may appear with the number classifications ‘X’ and ‘Y’. The 'Y' Classification is part of the ISO Rating for the La Puebla Volunteer Fire District. This information should be given to your insurance agent.

La Puebla ISO rating - 4/4Y

All the fire hydrants in the area served by Cuatro Villas MDWUA are part of the water system infrastructure. Because of this extensive infrastructure homes within the La Puebla Volunteer Fire District now have a 4/4Y ISO Rating. We used to have a 7 or higher rating. Be sure your homeowners insurance representative is aware of the new lower rating.